For people who do not have a financial plan and would like to start proactively planning for their family’s financial future and/or are about to experience a life event (ex. changing jobs, moving or retirement) that warrants a new plan.

You Will Receive:

  • One two-hour intake session
  • Follow-up meetings/phone calls to clarify information
  • Your comprehensive and actionable personal financial plan
  • One Session to discuss the plan in detail and create accountability for action
  • Personalized 60-minute coaching sessions to support you successfully implementing your plan

Meetings may be in person or over the phone. Coaching sessions must be completed within the year following the date of delivery of the plan.  Cost – fees typically range from $2,400 to $6,000.

The Financial Plan Components

Your comprehensive plan will address all areas of your financial life. We have listed many, but not all, of the questions that expectant parents and young families face.

Income Planning

  • Do you make enough money to support your goals?
  • Are you shifting from two incomes to one?
  • Do you fall short each month or come out ahead?
  • What should you do with your excess cash?

Expense Management

  • Do you know how much money you are spending each month?
  • Do you have enough money in an Emergency Fund?
  • Will you have to support your parents as they age?
  • Are you spending too much or can you increase your standard of living?

Tax Planning

  • How will having a child affect your taxes?
  • Are there tax advantages you are failing to take advantage of?

Estate Planning

  • Do you need a will or a trust, or both?
  • How much life insurance do you need?
  • Do you have Powers of Attorney?
  • How should your assets be titled?


  • How do you decide where to allocate investment money each month?
  • How are your investments performing?
  • What is your investment strategy given your goals?
  • When should you start saving for college?
  • How do you coordinate College Savings and Financial Aid?
  • What is your strategy if you are unable to manage your assets given incapacity?
  • How much money do you need when you retire?

Employee  Benefits

  • What benefits make sense to use?
  • How to utilize a Health Savings Account?
  • For the self-employed and stay-at-home parents, what are your options?


  • Is your current insurance coverage still adequate?
  • How much protection do you need?
  • Should you have disability insurance?
  • Do you need an umbrella policy?

Debt Management

  • How do you prioritize your debt payments on your credit cards?
  • How should you use credit?


  • Should you rent or own?
  • How do you pay for a larger home?
  • Is it time to refinance?
  • How much can you afford to spend?

How to plan for the fun things in life?

  • What are you doing to enjoy your life?
  • How much will you need for the next big vacation?

Related Articels

Check the background of this financial professional on FINRA’s BrokerCheck & AdvisorInfo

At University Financial Strategies our mission is to help families think beyond just saving for college, but helping leverage strategies that leverage your unique situation to help you save on college costs. We take into consideration topics like specialized college-planning strategies for business owners, planning for financial aid, school-specific scholarships, coordinating college planning with grandparents, cash-flow strategies and options for covering shortfalls, to name just a few.


4801 Glenwood Avenue
Suite 200-630
Raleigh NC 27612


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