As A Fee Only Raleigh Financial Planner, We Help College-Bound Families Choose Smart Options For College & Retirement.
- PCollege Funding Guidance for School Selection + Affordability
- PRetirement & Investment Management for Your Long Term Goals
- P Dave Ramsey 7 Baby Step Financial Coaching for a Peaceful Future
We Help Families & Individuals Manage Their Wealth and Create Financial Plans For Success
College Funding
Our client relationships often begin when families realize they don’t have a plan in place to pay for college. We help our clients increase affordability by making the most of school selection, financial aid, tax opportunities, and using their own savings and income.
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Retirement Management
It’s often hard to think about your own retirement when you’re staring down the barrel of four years of tuition and housing expenses. Once we have established a college funding plan, we turn to your retirement goals. Together we’ll create a plan that helps you prepare for the retirement you want.
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Investment Management
Did you know human beings are twice as concerned about avoiding losses than they are about achieving potential gains? This is why humans tend to sabotage their own investing. We utilize active and passive investment strategies with an emphasis on risk to help you understand how your portfolio may do in various market conditions. We help guide you with management of both your 401k/403b and custodied assets.
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Financial Coaching
If you want to win with money, you need a plan that works. Dave Ramsey's 7 Baby Steps work because it is a clear path to know where you are and where you are headed next. It is not a simple fix to making you wealthy, but we believe as we guide you and you follow each step in order with great focus and intentionality it will change your life.
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As A Fee-Only Raleigh Financial Planner, My goal is to give you a clear understanding of your current financial status along with plan to serve as a solid foundation moving forward into the future.
1. GETTING ACQUAINTED
- Easily Meet Virtually through Zoom Meeting. Learn how to use Zoom
- Discuss your goals & values
- Identify your opportunities & weaknesses
- Explore working with us for Investment Management, Financial Planning or Financial Coaching on Dave Ramsey 7 Baby Steps.
- Understanding what Working with Fee Only Advisor is About
- Review our Transparent Pricing Packages.
3. GETTING A PLAN
- Establish measurable financial goals
- Build your financial plan or Investment Strategy together
- Finalize saving strategies
4. GETTING AHEAD
- Confirm plan action items
- Review & track goal progress
- Investment Check In(See Sample Picture)
- Adjust plan as your situation evolves
Helpful Financial Planning Tips
5 Steps to Budgeting to Change your life
Budgeting might seem overwhelming at first, but hear this: You can do it. How? By breaking down the process a bit.
What Is a Budget?
Real quick though, let’s define the word budget. A budget is just a plan. It’s not a restriction on spending—it’s a plan for what you’ll do with your money. It’s a plan for what’s coming in and what’s going out.
When you learn how to make a budget—and do it every month—you’re giving your money purpose. You’re taking control. Goodbye, money anxiety. Hello, money goals. Learn the 7 Baby Step Process
Small Business Retirement Plans— SIMPLE, SEP-IRA and SOLO 401(k)
Small companies shouldn’t forgo retirement savings just because a 401(k) plan can be expensive to set up and maintain. There are options specifically for smaller businesses: a Savings Incentive Match Plan for Employees (SIMPLE) plan, a Simplified Employee Pension (SEP) plan, and a SOLO 401 (k).
How Do You Create a Retirement “Paycheck?”
“How do I get my money out of my retirement plan and into my checking account?”
The question is not as simple as it appears – that’s why people ask it. They’re not asking about the mechanics of a 401(k) withdrawal. They want to understand the switch from saving to spending, and it’s an entire cascade of questions covering how to decumulate assets in retirement. These include:
• When should I take social security?
• How can I ensure I’ll have enough income for my needs?
• How can I invest for growth without taking too much risk?
• What about taxes?
Don't know if you are on Track Financially?
Take our 3.5 minute questionnaire to get your free retirement and financial assessment.
What you'll get from your free financial plan
- Retirement age and income-Prediction of your Total Savings and Retirement Age(Nest Egg)
- Debt Plan- Predictive engine tallies up your debt and finds ways to consolidate debt to lowest interest rate improving cash flow.
- Investment Plan- Recommendation of how much money to put toward various account types.
- Insurance -Prediction of how much insurance you need to protect future income in the event you pass away or become critically ill.
What price will you pay for College?
This exclusive College Search and Query Tool from University Financial Strategies, LLC can be a very-helpful first step in finding the right college for your child, saving you potentially thousands of dollars on your out-of-pocket college costs, keeping your retirement savings on track and avoiding crippling amounts of student loan debt.
Are You An Educated Consumer of College?
For parents with college-bound children, finding useful information that can help them in their efforts to send their child to the right college while minimizing out-of-pocket college costs can be a daunting challenge. Where to start? The process can be overwhelming and time consuming!
There are two different prices for a college education, one for the informed and one for the uninformed. This tool will help you become an informed buyer of a college education!
College Planning Resource Videos
College Pre-Approval
College Pre Approval in Action
EFC and Financial Aid Eligibility
Retirement Planning Resource Videos
Benefits of Saving Early
Life Expectancy Probabilities
The Retirement Equation
Check the background of this financial professional on FINRA’s BrokerCheck & AdvisorInfo
At University Financial Strategies our mission is to help families think beyond just saving for college, but helping leverage strategies that leverage your unique situation to help you save on college costs. We take into consideration topics like specialized college-planning strategies for business owners, planning for financial aid, school-specific scholarships, coordinating college planning with grandparents, cash-flow strategies and options for covering shortfalls, to name just a few.
Address
4801 Glenwood Avenue
Suite 200-630
Raleigh NC 27612
Phone
Disclaimer
The information on this site is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, University Financial Strategies, LLC.(referred to as "University Financial Strategies") disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement and suitability for a particular purpose. University Financial Strategies, LLC.does not warrant that the information will be free from error. None of the information provided on this website is intended as investment, tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. The information should not be relied upon for purposes of transacting securities or other investments.
Your use of the information is at your sole risk. Under no circumstances shall University Financial Strategies, LLC.be liable for any direct, indirect, special or consequential damages that result from the use of, or the inability to use, the materials in this site, even if University Financial Strategies, LLC.or a University Financial Strategies, LLC.authorized representative has been advised of the possibility of such damages. In no event shall University Financial Strategies, LLC.have any liability to you for damages, losses and causes of action for accessing this site. Information on this website should not be considered a solicitation to buy, an offer to sell, or a recommendation of any security in any jurisdiction where such offer, solicitation, or recommendation would be unlawful or unauthorized.
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