What Is The Cost of Going it Alone?

Are you asking the right questions or have the knowledge in areas which can greatly impact your financial future?

As a Raleigh Financial Advisor and Fee-Only Financial Planner our mission is to Serve and Empower you one baby step at time so you make better financial decisions in your life.

Don’t sabotage your future.  The First Step Starts with a Free Retirement Assessment.  Click Button below to Start:

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Customized Financial Planning & Investing

As a CERTIFIED FINANCIAL PLANNER™ Professional and Raleigh Fee Only Financial Advisor we serve and empower clients by guiding them through many of the life events they face.  Knowledge is power and leveraging Dave Ramsey’s 7 Baby Step Process we can help you undestand where. you are in your journey and provide a clear path to Financial Freedom and success.

For many families we focus on Baby Step 4 and 5 which are focused on Retirement and College Funding often the steps done out of order.

Parents want the best for their children, but may not understand the consequences of having to pay for college.  The saying goes you can get Financial Aid for College, but not for Retirement.  


7 Baby Steps Dave Ramsey Baby Step 4 and 5 Planning

Wealth Management

Financial Planning

Combines Investment Management and Financial Planning into a Holistic Package.

Ongoing comprehensive customized planning advice, covering all areas of personal finance, with a regular schedule of progress meetings with a Financial Advisor. 
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Investment Management

Create a Diverse Portfolio

Did you know human beings are twice as concerned about avoiding losses than they are about achieving potential gains? 

This is why humans tend to sabotage their own investing.   As a Financial Advisor we can build you a customized portfolio coordinated across all of your accounts including your company retirement plan.
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Late Stage College Funding 

Plan for Paying for College

High-Earning families face a unique challenge in paying for education.  They don’t qualify for financial aid, but income levels may not be high enough to add college expenses to an already full plate of expenses and retirement goals.   

As a Financial Advisor and coach we help our clients increase affordability by making the most of school selection, financial aid, tax opportunities, and using their own savings and income.
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Financial Coaching

Personal Financial Coaching

If you want to win with money, you need a plan that works. Dave Ramsey’s 7 Baby Steps work because it is a clear path to know where you are and where you are headed next.

It is not a simple fix to making you wealthy, but we believe as we guide you and you follow each step in order with great focus and intentionality it will change your life.
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How We Work. Our Mission & Values

Is a Fee-Only Financial Advisor Better?  We believe in Real Financial Planning created for your unique needs.   As a Raleigh Financial Advisor and CERTIFIED FINANCIAL PLANNER™, we believe in the Fiduciary Standard and never earn commissions or kickbacks as we are Fee Only.  

Fiduciary- Under oath and law to put your best interest first at all times.   This is the highest legal and ethical standard for financial advisors.

Independent- Not affiliated with any life insurance company, annuity product, bank, or brokerage house.   

One Size Fits One

Create a Strategy That Works For YOU

Funding Your Children’s Education While Planning Your Own Retirement Is a Balancing Act.  As a Financial Advisor we Help Families & Individuals Manage Their Wealth and Create Financial Plans For Success

Focused on Risk First

Let Us Help You Take Your Money To New Heights

Did you know humans are twice as concerned about avoiding losses than they are about achieving gains?

When it comes to investing, it is natural for your emotions to get in the way. It’s human nature to overthink, overreact, and, at times, be overwhelmed.  Whether it was the Pandemic or a banking crisis it seems something is always creating fear for the average investor.

As an Independent Financial Advisor, University Financial Strategies serves as an emotional circuit breaker so you don’t abandon a well-thought-out plan. That helps give you the best chance for reaching your goals, instead of letting human nature get the best of you.

Riskalyze Client Risk Score


Retirement and College Funding Strategies

As an Indepent Financial Advisor we believe in providing information to our clients so they can be a more informed on strategies for paying for College along with Retirement Concepts to maximize their wealth.

5 Steps to Budgeting to Change your life

Budgeting might seem overwhelming at first, but hear this: You can do it. How? By breaking down the process a bit.

What Is a Budget?
Real quick though, let’s define the word budget. A budget is just a plan. It’s not a restriction on spending—it’s a plan for what you’ll do with your money. It’s a plan for what’s coming in and what’s going out.

When you learn how to make a budget—and do it every month—you’re giving your money purpose. You’re taking control. Goodbye, money anxiety. Hello, money goals. Learn the 7 Baby Step Process

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The College Payment Puzzle for High-Earning Families

Those four years when your child is in college can be a rollercoaster ride, but the scariest part for high-earning parents can be figuring out how to pay for it. It can be tempting to put your own goals on hold while you shoulder the big-but-temporary new burden. In this blog we discuss strategies for paying for college and having a plan to pay for 4 years of college down to the penny.

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Understanding Student Loans

Expand Your Student Loan Knowledge   This is material I thought would be worth sharing courtesy of my Financial Planning Software Provider RightCapital.   We believe it is important to be an informed consumer of college education and want people to have...

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Retirement Freedom

Schedule a meeting today because:
You need a 2nd opinion Your current plan is not working You have no idea how to pay for college

Check the background of this financial professional on FINRA’s BrokerCheck & AdvisorInfo

At University Financial Strategies our mission is to help families think beyond just saving for college, but helping leverage strategies that leverage your unique situation to help you save on college costs. We take into consideration topics like specialized college-planning strategies for business owners, planning for financial aid, school-specific scholarships, coordinating college planning with grandparents, cash-flow strategies and options for covering shortfalls, to name just a few.


4801 Glenwood Avenue
Suite 200-630
Raleigh NC 27612


The information on this site is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, University Financial Strategies, LLC.(referred to as "University Financial Strategies") disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement and suitability for a particular purpose. University Financial Strategies, LLC.does not warrant that the information will be free from error. None of the information provided on this website is intended as investment, tax, accounting or legal advice,  as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. The information should not be relied upon for purposes of transacting securities or other investments.

Your use of the information is at your sole risk. Under no circumstances shall University Financial Strategies, LLC.be liable for any direct, indirect, special or consequential damages that result from the use of, or the inability to use, the materials in this site, even if University Financial Strategies, LLC.or a University Financial Strategies, LLC.authorized representative has been advised of the possibility of such damages. In no event shall University Financial Strategies, LLC.have any liability to you for damages, losses and causes of action for accessing this site. Information on this website should not be considered a solicitation to buy, an offer to sell, or a recommendation of any security in any jurisdiction where such offer, solicitation, or recommendation would be unlawful or unauthorized.