Onboarding Steps for University Financial Strategies

Leveraging Technology to help you stay informed

Whether planning for College for your children, Planning your Retirement, or understanding what is needed for your taxes it is important for you to be informed.   The below videos will help you during the initial Collaboration Phase of working with us so that we have the right and most complete information so we can guide and support you in your financial decisions.  

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Our Agreement

Before we start onboarding we first ask you complete our agreement by clicking on the “Sign Up Now” button.  We are a Fee Only firm which means we never get paid commissions or other hidden fees, but we do need your committment to get started.

Step 1: Riskalyze and How we Manage Portfolios

Our Financial Planning and Investment Process starts with managing the Risk in your Portfolio.  If you think about how your goals are actually funded this will make sense.  The average investor tends to be twice as fearful about losing money than about gaining money, so we utilize a Riskalyze Score to help you understand how you should be invested.  This is important as the returns you get on avearge determine the growth of your portfolio and how much you have to pay for you lifestyle.  The problem is investing is emotional and not easy. Watch video to see how the average investor often gets this wrong and how we utilize the Riskalyze score to help avoid the typical mistakes people make.

ACTION STEP FOR YOU: In this stage we evaluate how your wealth should be invested for how you feel.   Instead of stereotyping how you should be invested based on your age we help you understand in Dollar terms what will happen to your portfolio based on your comfort level vs. how you are really invested.    You may really be surprised by the outcome.    This first step starts with your Risk Score. Click here for your Score


Step 1-B: Investment Analysis

Step 2 of 2 in Investment Analysis

We don’t want to guess how your portfolio is invested so we use Riskalyze Asset Sync! Asset Sync empowers us to analyze the risk in your investments and helps you make well-informed investing decisions.

We will initiate this process by sending you an unique link specific to you.  When you receive it please click on “Get Started” and complete the steps on the link provided to you.

We will be able to view your account details, but they will not be able to transfer funds or execute trades.

Step 2 - Learn how Righcapital helps us collaborate with you.

Your Own Personal Financial Portal to help you navigate your finances and your life.  Using the Portal helps you by helping you understand how you will achieve your goals.

Step 2-B: Discovery and Planning Portal

Sign up for your RightCapital Portal.  This is the Primary Portal which we will collaborate with you.  When we have details filled in we are able to provide you powerful advise on Cash Flow, Taxes, Retirement, College or whatever goals you have.    Based on the data entered we are able to do various “What If Scenarios” to help you understand what will help you not only grow your money, but save money as well.  It starts with setting up your Personal Financial Portal using this link.  Watch video to learn more about this

Step 2-C: See your Finances on the Go!

Download Mobile App for the Iphone or Android

  • Link accounts and view balances
  • View your asset allocation
  • Review budget and categorize transactions
  • See options to view your probability of success
  • Receive notifications regarding upcoming tasks 

We use the word intentional a lot, because we know if you don’t know where your money is going you can’t be purposeful in using it.  With RightCapital you can automatically track your expenses and spend with intention.

Step 3: Statements and Documents

Saving you money is often found in the details which is why we ask for statements and tax returns.   Are you taking all of the deductions. you qualify for or is your business being taxed properly?  To answer these type of questions we use the power of technology to securely upload documents(ex. PDF) such as Retirement Statements, Tax Returns, Estate Planning Documents , Insurance Documents, etc.

Click Here To Access Onboarding Profile Form

You can also use the RightCapital Portal as alternatives way to upload documents, but this is a great place to store documents securely so you can access them when needed.

Optional Step: For Parents with College Bound Children

Parents only want the best for their children and before they think about Retirement they are often challenged to figure out how to pay for college. The loans parents now take are robbing them of dollars needed for retirement while students are delaying life events due to their own debt. Student Loan debt recently exceeded $1.7 TRILLION which far exceeds even credit card debt. See preview of College Funding Portal we provide to clients and register to onboard using link below:

Click Here To Register and Onboard for College Aid Pro

Benefits of Living Financial Plan

Areas of Review-Taxes

When we have a Financial Plan in place we will be able to create what if scenarios based on your current finances.   The benefit of this is that as your income or wealth changes we can proactively plan for future tax impact.   What we usually find is people react to taxes, but in order to manage the timing of income or changes to wealth you have to plan in advance.   This is about Tax Planning vs. Tax Preparation. 

Areas of Review – Cash Flow

Another benefit of having a living Financial Plan is we can see your cash flows and proactively plan for future events.   This is a great way for you to visualize what is happening with your income and wealth.

Staying Organized through Online Vault

Keep important documents readily accessible in Secured Online Vault.

Areas of Review – Action Steps Task Dashboard

They often say if you write it down it will happen.    We leverage a Task List for both the Advisor and Client to track actions steps to improve and maximize your Financial Plan.


Check the background of this financial professional on FINRA’s BrokerCheck & AdvisorInfo

At University Financial Strategies our mission is to help families think beyond just saving for college, but helping leverage strategies that leverage your unique situation to help you save on college costs. We take into consideration topics like specialized college-planning strategies for business owners, planning for financial aid, school-specific scholarships, coordinating college planning with grandparents, cash-flow strategies and options for covering shortfalls, to name just a few.


4801 Glenwood Avenue
Suite 200-630
Raleigh NC 27612


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