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College Funding

When your child is nearing the end of high school, you might feel overwhelmed by this question:  

How are we going to pay for their college education?


At University Financial Strategies, we help families become an educated consumer of a college education.  We help by putting a plan in place to increase college affordability, and balance education costs with other financial goals. 


Today, college four-year sticker prices can easily exceed $250,000! There are two different prices for a college education – one for the informed buyer and one for the uninformed. Which price will you pay?

This exclusive College Search and Query Tool can be a very-helpful first step in finding the right college for your child, saving you potentially thousands of dollars on your out-of-pocket college costs, keeping your retirement savings on track and avoiding crippling amounts of student loan debt.

Save on the Cost of College: By knowing the cost of 4 Years in advance Understand Merit Opportunities Understand if you qualify for needs based aid Understand what the College thinks you should pay?
and avoid you or your child graduating with Loans they can't afford.

Student Loan debt is more than $1.6 Trillion and growing leaving Families and Students drowning in debt.

Our College affordability assessment  for one student helps streamline the process of how to pay for college so you can see side by side all of the schools on your students list. 

We guide you to be an informed consumer of a college education with the idea of helping you lower the cost of tuition and minimizing student loan debt through advance planning. 

Balancing the cost of college also makes sure you can afford the retirement you deserve.   

You can get financial aid for College, but not for Retirement so this process needs to be thought out in Advance using the College Pre-Approval Process.


Ideal for high school students who have a standardized test score (ACT/SAT) and a list of colleges.

 Parents only want the best for their children and before they think about Retirement they are often challenged to figure out how to pay for college.

The loans parents now take are robbing them of dollars needed for retirement while students are delaying life events due to their own debt.

A 90-minute “power session” (some pre-work required by the client)


  • College Pre-Approval™ Budget
  • Expected Family Contribution (EFC)
  • Net Cost Projections (for each college)
  • Need-based Aid Enhancement Ideas
  • Merit-based Aid Enhancement Ideas
  • Student Loan Projections


$499 for College Pre-Approval only or included in Comprehensive Planning

2 Steps To Get Started

1. Click here to Register and Onboard

2. Financial Planning Agreement College Pre-Approval Only


The 6 Steps To Successful College Funding

There are 2 different prices for a college education, one for the informed buyer and one for the uninformed. Parents only want the best for their children and before they think about Retirement they are often challenged to figure out how to pay for college. The loans parents now take are robbing them of dollars needed for retirement while students are delaying life events due to their own debt. Student Loan debt recently exceeded $1.5 TRILLION which far exceeds even credit card debt. Our goal is to end the student loan crisis one student and parent at a time.

1. Prepare for the Cost of College

Freshman, Sophomore, Junior year

2. Apply for Admission & Scholarships

September – November of Senior year

3. Apply for Financial Aid

October of Senior Year

4. Analyze & Appeal Financial Aid Offers

March – April of Senior Year

5. Choose the Right School

April of Senior Year

6. Evaluate Options to Cover Shortfall

May of Senior Year
College Pre-Approval

College Pre Approval in Action
EFC and Financial Aid Eligibility

Financial Aid Application
Tuition Inflation

Understanding Financial Aid Formulas

Net Price Real Cost of College

Future 4 Year Costs

Financial Aid Reality Check

Facts about athetic Scholarships

Who is University Financial Strategies

The Way We Shop For College Is All Wrong.

Because most families cannot simply save enough or earn enough to write a check for college, being smarter consumers of education is imperative.

Check the background of this financial professional on FINRA’s BrokerCheck & AdvisorInfo

At University Financial Strategies our mission is to help families think beyond just saving for college, but helping leverage strategies that leverage your unique situation to help you save on college costs. We take into consideration topics like specialized college-planning strategies for business owners, planning for financial aid, school-specific scholarships, coordinating college planning with grandparents, cash-flow strategies and options for covering shortfalls, to name just a few.


4801 Glenwood Avenue
Suite 200-630
Raleigh NC 27612


The information on this site is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, University Financial Strategies, LLC.(referred to as "University Financial Strategies") disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement and suitability for a particular purpose. University Financial Strategies, LLC.does not warrant that the information will be free from error. None of the information provided on this website is intended as investment, tax, accounting or legal advice,  as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. The information should not be relied upon for purposes of transacting securities or other investments.

Your use of the information is at your sole risk. Under no circumstances shall University Financial Strategies, LLC.be liable for any direct, indirect, special or consequential damages that result from the use of, or the inability to use, the materials in this site, even if University Financial Strategies, LLC.or a University Financial Strategies, LLC.authorized representative has been advised of the possibility of such damages. In no event shall University Financial Strategies, LLC.have any liability to you for damages, losses and causes of action for accessing this site. Information on this website should not be considered a solicitation to buy, an offer to sell, or a recommendation of any security in any jurisdiction where such offer, solicitation, or recommendation would be unlawful or unauthorized.