Are You Stressed Out Trying To Pay for Your Child’s College and Still Afford Your Retirement?
As A Fee Only Raleigh Financial Planner, We Help College-Bound Families Choose Smart Options For College & Retirement.
- ZCollege Funding Guidance for School Selection + Affordability
- ZRetirement & Investment Management for Your Long Term Goals
- Z Financial Coaching for a Clear Path to A Bright Financial Future
We are open and here to help you in these challenging times. Any meetings requested/scheduled can be conducted via phone or virtually via Zoom.
Funding Your Children’s Education While Planning Your Own Retirement Is A Balancing Act
We Help Families & Individuals Manage Their Wealth and Create Financial Plans For Success
It’s often hard to think about your own retirement when you’re staring down the barrel of four years of tuition and housing expenses. Once we have established a college funding plan, we turn to your retirement goals. Together we’ll create a plan that helps you prepare for the retirement you want.
Paying for college and retirement isn’t easy. We are firm believers in an approach called core satellite, which allows us to build personalized portfolios that have aspects of low-cost, tax-efficient passive strategies while also incorporating more active strategies with an emphasis on risk management.
If you want to win with money, you need a plan that works. Dave Ramsey's 7 Baby Steps work because it is a clear path to know where you are and where you are headed next. It is not a simple fix to making you wealthy, but we believe as we guide you and you follow each step in order with great focus and intentionality it will change your life.
How It Works
As A Fee-Only Raleigh Financial Planner, My goal is to give you a clear understanding of your current financial status along with plan to serve as a solid foundation moving forward into the future.
For complete details with video instructions please visit Our Process Page.
1. GETTING ACQUAINTED
- Discuss your goals & values
- Identify your opportunities & weaknesses
- Explore working with us for Investment Management and/or Financial Planning.
- Review our Transparent Pricing Packages.
- High Value at a Reasonable Fee.
2. GETTING ORGANIZED
- Complete Brief Initial Interview
- Set up your Personal Financial Website
- Organize and Upload Financial Statements for Review
- Capture your Risk Number and Assess your financial experience
- Identify how current portfolio is invested
3. GETTING A PLAN
- Establish measurable financial goals
- Build your financial plan or Investment Strategy together
- Finalize saving strategies
4. GETTING AHEAD
- Confirm plan action items
- Review & track goal progress
- Investment Check In(See Sample Picture)
- Adjust plan as your situation evolves
Helpful Financial Planning Tips
Our blog is filled with smart financial strategies to help you build a solid foundation moving forward into the future.
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Would You Like Help Creating A Plan For Your Child's College Fund Or Your Own Retirement Needs?
We Help Families & Individuals Create Financial Plans For Success.
Mark Kelly, Certified Fee-Only Raleigh Financial Planner™
At University Financial Strategies our mission is to help families think beyond just saving for college, but helping leverage strategies that leverage your unique situation to help you save on college costs. We take into consideration topics like specialized college-planning strategies for business owners, planning for financial aid, school-specific scholarships, coordinating college planning with grandparents, cash-flow strategies and options for covering shortfalls, to name just a few.
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